Report Description

The global travel insurance market is anticipated to project robust growth in the forecast period because of easy access to online travel reservations and increasing corporate travel, package deals with various discount offers, etc.

Travel insurance aims to protect from potential hazards and financial losses. The costs of lost or stolen property, urgent medical attention, unintentional death, and travel cancellation & interruption are typically covered under travel insurance. From the time of departure until the insured person's return, it is in effect. Nowadays, several companies provide travel insurance with 24/7 emergency services, such as replacing lost passports, assisting with monetary wires, and rebooking postponed flights. Additionally, they offer the option for customisation based on the requirements of the insured individuals and their specific geographical area. 

The market for travel insurance suffered as a result of the coronavirus pandemic. The U.S. Travel Insurance Association (UStiA) reported that customers spent about USD1.72 billion on various travel insurance products between 2018 and 2020, a decrease from the previous peak of USD4 billion in the study from 2016 to 2018. Therefore, the pandemic significantly impacted the global travel and transportation industry in the year 2020, causing prominent travel disruptions. On the other hand, the post-pandemic period saw an increase in demand for travel protection and medical insurance, which led to expansion in the travel insurance industry. According to the most recent UNWTO World Tourism Barometer, in comparison to the same period in 2021, international tourist arrivals nearly tripled from January to July 2022 (+172%). This indicates that the industry has almost reached its pre-pandemic levels.


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Customized Offerings Aiding the Market Growth

Various travel insurance providers offer travel insurance plans and packages that the buyer can customize. They can adjust their coverage limit through the same. For instance, American Express provides a customizable travel insurance package. Amex allows individuals to "create your own" or "purchase a bundle" when they purchase policies on its website. The company offers various options when someone enters travel information on its website. Amex allows customers to choose the level of baggage loss, damage, or theft insurance, depending on the price a person is willing to pay. The degree of emergency medical evacuation coverage can also be changed from USD25,000 to USD100,000. The amount of medical coverage can also be adjusted.

Rising Trend of ‘Workation’ as well as ‘Slow Tourism’ to Boost the Market Growth

Additionally, new spending patterns have been observed in the past couple of years. Concepts such as "slow tourism," which means taking a longer journey rather than splitting it up into multiple short stays, or "workation,", a new method of working while traveling that has been made possible by the advent of remote work, have been observed. These recent trends have several benefits, such as decreased mass consumption, increasing travel to new places, and developing eco-friendly tourism that considers the surroundings and the environment, etc. Such factors are anticipated to further enhance the market growth of travel insurance worldwide in the forecast period.

Ease of Availability Fueling the Market Growth

The rising internet penetration and increased usage of smartphones have led to a significant increase in online purchases. The expansion of the online insurance market is fueled by online portals such as direct airline websites, online travel agents, and company websites & applications, which raise consumer knowledge of the market. Additionally, since these websites only offer a few options from a single provider, they give customers the most straightforward approach to researching and purchasing top-tier travel insurance policies. Hence the increasing presence of travel insurance providers on online platforms is expected to bolster the growth of the market.

Market Segmentation

The global travel insurance market is segmented based on coverage type, provider, end user, region, and competitive landscape. The market is further fragmented based on coverage type into single-trip travel insurance, annual multi-trip travel insurance, and extended stay travel insurance. It is also segmented based on provider, in terms of banks, insurance companies, insurance intermediaries, and others (insurance aggregators, etc.)). Based on end-user, it is segmented into education travelers, business travelers, family travelers, and others (senior citizens, etc.). The market analysis also studies the regional segmentation to devise regional market segmentation, divided among North America, Europe, Asia-Pacific, South America, and Middle East & Africa.

Company Profiles

Allianz SE, American Express Company, American International Group, Inc., AXA SA, Assicurazioni Generali S.p.A., Insure & Go Insurance Services Limited, Seven Corners Inc., Crum & Forster Holdings Corp. USI Insurance Services, LLC, and Zurich Insurance Company Ltd are among the major market players  of the global travel insurances market.

Attribute

Details

Base Year

2022

Historical Years

2018 – 2021

Estimated Year

2023

Forecast Period

2024 – 2028

Quantitative Units

Revenue in USD Billion and CAGR for 2018-2022 and 2023-2028

Report Coverage

Revenue forecast, company share, competitive landscape, growth factors, and trends

Segments Covered

Coverage Type

Provider

End User

Region

Regional Scope

North America, Europe, Asia-Pacific, Middle East & Africa and South America

Country Scope

United States; Canada; Mexico; Germany; France; United Kingdom; Italy; Spain; Netherlands; China; India; Japan; South Korea; Australia, Vietnam; Saudi Arabia; UAE, South Africa, Turkey; Brazil; Argentina; Colombia

Key Companies Profiled

Allianz SE, American Express Company, American International Group, Inc., AXA SA, Assicurazioni Generali S.p.A., Insure & Go Insurance Services Limited, Seven Corners Inc., Crum & Forster Holdings Corp. USI Insurance Services, LLC, Zurich Insurance Company Ltd

Customization Scope

10% free report customization with purchase. Addition or alteration to country, regional & segment scope.

Pricing and Purchase Options

Avail of customized purchase options to meet your exact research needs. Explore purchase options

Delivery Format

PDF and Excel through Email (We can also provide the editable version of the report in PPT/pdf format on special request)

Report Scope:

In this report, the global travel insurance market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:

  • Travel Insurance Market, By Coverage Type:
    • Single Trip Travel Insurance
    • Annual Multi-trip Travel Insurance
    • Long Stay Travel Insurance
  • Travel Insurance Market, By Provider:
    • Banks
    • Insurance Companies
    • Insurance Intermediaries
    • Others
  • Travel Insurance Market, By End User:
    • Education Travelers
    • Business Travelers
    • Family Travelers
    • Others
  • Travel Insurance Market, By Region:
    • North America
      • United States
      • Canada
      • Mexico
    • Europe
      • France
      • Germany
      • United Kingdom
      • Italy
      • Spain
      • Netherlands
    • Asia-Pacific
      • China
      • India
      • Japan
      • South Korea
      • Australia
      • Vietnam
    • Middle East & Africa
      • Saudi Arabia
      • South Africa
      • UAE
      • Turkey
    • South America
      • Brazil
      • Argentina
      • Colombia

Competitive Landscape

Company Profiles: Detailed analysis of the major companies present in the global travel insurance market.

Available Customizations:

With the given market data, TechSci Research offers customizations according to a company’s specific needs. The following customization options are available for the report:

Company Information

  • Detailed analysis and profiling of additional market players (up to five).

Travel Insurance Market is an upcoming report to be released soon. If you wish an early delivery of this report or want to confirm the date of release, please contact us at [email protected]

Table of content

1.    Introduction

1.1.  Product Overview

1.2.  Key Highlights of the Report

1.3.  Market Coverage

1.4.  Market Segments Covered

1.5.  Research Tenure Considered

2.    Research Methodology

2.1.  Objective of the Study

2.2.  Baseline Methodology

2.3.  Key Industry Partners

2.4.  Major Association and Secondary Sources

2.5.  Forecasting Methodology

2.6.  Data Triangulation & Validation

2.7.  Assumptions and Limitations

3.    Executive Summary         

3.1.  Market Overview

3.2.  Market Forecast

3.3.  Key Regions

3.4.  Key Segments

4.    Voice of Customer Analysis (B2C Model Analysis)

4.1.  Sample Size Determination

4.1.1.     Respondent Demographics

4.1.2.     By Gender

4.1.3.     By Age

4.1.4.     By Occupation

4.2.  Brand Awareness

4.3.  Factors Influencing Purchase Decision

4.4.  Customer Satisfaction

4.5.  Challenges Faced After Purchase

5.    Global Travel Insurance Market Outlook

5.1.  Market Size & Forecast

5.1.1.     By Value

5.2.  Market Share & Forecast

5.2.1.     By Coverage Type Market Share Analysis (Single Trip Travel Insurance, Annual Multi-trip Travel Insurance, Long Stay Travel Insurance)

5.2.2.     By Provider Market Share Analysis (Banks, Insurance Companies, Insurance Intermediaries, Others (Insurance Aggregators, etc.))

5.2.3.     By End User Market Share Analysis (Education Travelers, Business Travelers, Family Travelers, Others (Senior Citizens, etc.))

5.2.4.     By Regional Market Share Analysis

5.2.4.1.         Asia -Pacific Market Analysis

5.2.4.2.         Europe Market Analysis

5.2.4.3.         North America Market Analysis

5.2.4.4.         Middle East & Africa Market Analysis

5.2.4.5.         South America Market Analysis

5.2.5.     By Company Market Share Analysis

5.3.  Global Travel Insurance Market Mapping & Opportunity Assessment

5.3.1.     By Coverage Type Market Mapping & Opportunity Assessment

5.3.2.     By Provider Market Mapping & Opportunity Assessment

5.3.3.     By End User Market Mapping & Opportunity Assessment

5.3.4.     By Regional Market Mapping & Opportunity Assessment

6.    North America Travel Insurance Market Outlook

6.1.  Market Size & Forecast          

6.1.1.     By Value

6.2.  Market Share & Forecast

6.2.1.     By Coverage Type Market Share Analysis

6.2.2.     By Provider Market Share Analysis

6.2.3.     By End User Market Share Analysis

6.2.4.     By Country Market Share Analysis

6.2.4.1.         United States Travel Insurance Market Outlook

6.2.4.1.1.             Market Size & Forecast

6.2.4.1.1.1. By Value

6.2.4.1.2.             Market Share & Forecast

6.2.4.1.2.1. By Coverage Type Market Share Analysis

6.2.4.1.2.2. By Provider Market Share Analysis

6.2.4.1.2.3. By End User Market Share Analysis

6.2.4.2.         Canada Travel Insurance Market Outlook

6.2.4.2.1.             Market Size & Forecast

6.2.4.2.1.1. By Value

6.2.4.2.2.             Market Share & Forecast

6.2.4.2.2.1. By Coverage Type Market Share Analysis

6.2.4.2.2.2. By Provider Market Share Analysis

6.2.4.2.2.3. By End User Market Share Analysis

6.2.4.3.         Mexico Travel Insurance Market Outlook

6.2.4.3.1.             Market Size & Forecast

6.2.4.3.1.1. By Value

6.2.4.3.2.             Market Share & Forecast

6.2.4.3.2.1. By Coverage Type Market Share Analysis

6.2.4.3.2.2. By Provider Market Share Analysis

6.2.4.3.2.3. By End User Market Share Analysis

7.    Europe Travel Insurance Market Outlook

7.1.  Market Size & Forecast          

7.1.1.     By Value

7.2.  Market Share & Forecast

7.2.1.     By Coverage Type Market Share Analysis

7.2.2.     By Provider Market Share Analysis

7.2.3.     By End User Market Share Analysis

7.2.4.     By Country Market Share Analysis

7.2.4.1.         France Travel Insurance Market Outlook

7.2.4.1.1.             Market Size & Forecast

7.2.4.1.1.1. By Value

7.2.4.1.2.             Market Share & Forecast

7.2.4.1.2.1. By Coverage Type Market Share Analysis

7.2.4.1.2.2. By Provider Market Share Analysis

7.2.4.1.2.3. By End User Market Share Analysis

7.2.4.2.         Germany Travel Insurance Market Outlook

7.2.4.2.1.             Market Size & Forecast

7.2.4.2.1.1. By Value

7.2.4.2.2.             Market Share & Forecast

7.2.4.2.2.1. By Coverage Type Market Share Analysis

7.2.4.2.2.2. By Provider Market Share Analysis

7.2.4.2.2.3. By End User Market Share Analysis

7.2.4.3.         United Kingdom Travel Insurance Market Outlook

7.2.4.3.1.             Market Size & Forecast

7.2.4.3.1.1. By Value

7.2.4.3.2.             Market Share & Forecast

7.2.4.3.2.1. By Coverage Type Market Share Analysis

7.2.4.3.2.2. By Provider Market Share Analysis

7.2.4.3.2.3. By End User Market Share Analysis

7.2.4.4.         Italy Travel Insurance Market Outlook

7.2.4.4.1.             Market Size & Forecast

7.2.4.4.1.1. By Value

7.2.4.4.2.             Market Share & Forecast

7.2.4.4.2.1. By Coverage Type Market Share Analysis

7.2.4.4.2.2. By Provider Market Share Analysis

7.2.4.4.2.3. By End User Market Share Analysis

7.2.4.5.         Spain Kingdom Travel Insurance Market Outlook

7.2.4.5.1.             Market Size & Forecast

7.2.4.5.1.1. By Value

7.2.4.5.2.             Market Share & Forecast

7.2.4.5.2.1. By Coverage Type Market Share Analysis

7.2.4.5.2.2. By Provider Market Share Analysis

7.2.4.5.2.3. By End User Market Share Analysis

7.2.4.6.         Netherlands Travel Insurance Market Outlook

7.2.4.6.1.             Market Size & Forecast

7.2.4.6.1.1. By Value

7.2.4.6.2.             Market Share & Forecast

7.2.4.6.2.1. By Coverage Type Market Share Analysis

7.2.4.6.2.2. By Provider Market Share Analysis

7.2.4.6.2.3. By End User Market Share Analysis

8.    Asia-Pacific Travel Insurance Market Outlook

8.1.  Market Size & Forecast          

8.1.1.     By Value

8.2.  Market Share & Forecast

8.2.1.     By Coverage Type Market Share Analysis

8.2.2.     By Provider Market Share Analysis

8.2.3.     By End User Market Share Analysis

8.2.4.     By Country Market Share Analysis

8.2.4.1.         China Travel Insurance Market Outlook

8.2.4.1.1.             Market Size & Forecast

8.2.4.1.1.1. By Value

8.2.4.1.2.             Market Share & Forecast

8.2.4.1.2.1. By Coverage Type Market Share Analysis

8.2.4.1.2.2. By Provider Market Share Analysis

8.2.4.1.2.3. By End User Market Share Analysis

8.2.4.2.         India Travel Insurance Market Outlook

8.2.4.2.1.             Market Size & Forecast

8.2.4.2.1.1. By Value

8.2.4.2.2.             Market Share & Forecast

8.2.4.2.2.1. By Coverage Type Market Share Analysis

8.2.4.2.2.2. By Provider Market Share Analysis

8.2.4.2.2.3. By End User Market Share Analysis

8.2.4.3.         Japan Travel Insurance Market Outlook

8.2.4.3.1.             Market Size & Forecast

8.2.4.3.1.1. By Value

8.2.4.3.2.             Market Share & Forecast

8.2.4.3.2.1. By Coverage Type Market Share Analysis

8.2.4.3.2.2. By Provider Market Share Analysis

8.2.4.3.2.3. By End User Market Share Analysis

8.2.4.4.         South Korea Travel Insurance Market Outlook

8.2.4.4.1.             Market Size & Forecast

8.2.4.4.1.1. By Value

8.2.4.4.2.             Market Share & Forecast

8.2.4.4.2.1. By Coverage Type Market Share Analysis

8.2.4.4.2.2. By Provider Market Share Analysis

8.2.4.4.2.3. By End User Market Share Analysis

8.2.4.5.         Australia Travel Insurance Market Outlook

8.2.4.5.1.             Market Size & Forecast

8.2.4.5.1.1. By Value

8.2.4.5.2.             Market Share & Forecast

8.2.4.5.2.1. By Coverage Type Market Share Analysis

8.2.4.5.2.2. By Provider Market Share Analysis

8.2.4.5.2.3. By End User Market Share Analysis

8.2.4.6.         Vietnam Travel Insurance Market Outlook

8.2.4.6.1.             Market Size & Forecast

8.2.4.6.1.1. By Value

8.2.4.6.2.             Market Share & Forecast

8.2.4.6.2.1. By Coverage Type Market Share Analysis

8.2.4.6.2.2. By Provider Market Share Analysis

8.2.4.6.2.3. By End User Market Share Analysis

9.    Middle East & Africa Travel Insurance Market Outlook

9.1.  Market Size & Forecast          

9.1.1.     By Value

9.2.  Market Share & Forecast

9.2.1.     By Coverage Type Market Share Analysis

9.2.2.     By Provider Market Share Analysis

9.2.3.     By End User Market Share Analysis

9.2.4.     By Country Market Share Analysis

9.2.4.1.         Saudi Arabia Travel Insurance Market Outlook

9.2.4.1.1.             Market Size & Forecast

9.2.4.1.1.1. By Value

9.2.4.1.2.             Market Share & Forecast

9.2.4.1.2.1. By Coverage Type Market Share Analysis

9.2.4.1.2.2. By Provider Market Share Analysis

9.2.4.1.2.3. By End User Market Share Analysis

9.2.4.2.         South Africa Travel Insurance Market Outlook

9.2.4.2.1.             Market Size & Forecast

9.2.4.2.1.1. By Value

9.2.4.2.2.             Market Share & Forecast

9.2.4.2.2.1. By Coverage Type Market Share Analysis

9.2.4.2.2.2. By Provider Market Share Analysis

9.2.4.2.2.3. By End User Market Share Analysis

9.2.4.3.         UAE Travel Insurance Market Outlook

9.2.4.3.1.             Market Size & Forecast

9.2.4.3.1.1. By Value

9.2.4.3.2.             Market Share & Forecast

9.2.4.3.2.1. By Coverage Type Market Share Analysis

9.2.4.3.2.2. By Provider Market Share Analysis

9.2.4.3.2.3. By End User Market Share Analysis

9.2.4.4.         Turkey Travel Insurance Market Outlook

9.2.4.4.1.             Market Size & Forecast

9.2.4.4.1.1. By Value

9.2.4.4.2.             Market Share & Forecast

9.2.4.4.2.1. By Coverage Type Market Share Analysis

9.2.4.4.2.2. By Provider Market Share Analysis

9.2.4.4.2.3. By End User Market Share Analysis

10.   South America Travel Insurance Market Outlook

10.1.              Market Size & Forecast

10.1.1.  By Value

10.2.              Market Share & Forecast

10.2.1.  By Coverage Type Market Share Analysis

10.2.2.  By Provider Market Share Analysis

10.2.3.  By End User Market Share Analysis

10.2.4.  By Country Market Share Analysis

10.2.4.1.      Brazil Travel Insurance Market Outlook

10.2.4.1.1.           Market Size & Forecast

10.2.4.1.1.1.               By Value

10.2.4.1.2.           Market Share & Forecast

10.2.4.1.2.1.               By Coverage Type Market Share Analysis

10.2.4.1.2.2.               By Provider Market Share Analysis

10.2.4.1.2.3.               By End User Market Share Analysis

10.2.4.2.      Argentina Travel Insurance Market Outlook

10.2.4.2.1.           Market Size & Forecast

10.2.4.2.1.1.               By Value

10.2.4.2.2.           Market Share & Forecast

10.2.4.2.2.1.               By Coverage Type Market Share Analysis

10.2.4.2.2.2.               By Provider Market Share Analysis

10.2.4.2.2.3.               By End User Market Share Analysis

10.2.4.3.      Colombia Travel Insurance Market Outlook

10.2.4.3.1.           Market Size & Forecast

10.2.4.3.1.1.               By Value

10.2.4.3.2.           Market Share & Forecast

10.2.4.3.2.1.               By Coverage Type Market Share Analysis

10.2.4.3.2.2.               By Provider Market Share Analysis

10.2.4.3.2.3.               By End User Market Share Analysis

11.  Market Dynamics

11.1.              Drivers

11.1.1.  Customized Offerings

11.1.2.  New Launches by Market Players

11.1.3.  Rising Trend of ‘Workation’ as well as ‘Slow Tourism’

11.2.              Challenges

11.2.1.  Lack of Awareness Regarding Travel Insurance Policies

11.2.2.  Dynamic Travel Conditions

12.  Impact of COVID-19 on Global Travel Insurances Market

12.1.              Impact Assessment Model       

12.1.1.  Key Segments Impacted

12.1.2.  Key Regions Impacted

12.1.3.  Key Countries Impacted

12.1.4.  Key Coverage Type Impacted

13.  Market Trends & Developments

13.1.              Rising Tourism

13.2.              Government Initiatives

13.3.              Increasing Campaigns and Marketing Strategies

13.4.              Increased Presence on Online Portals

13.5.              Ease of Availability

14.  Porter’s Five Forces Model

14.1.              Competitive Rivalry

14.2.              Bargaining Power of Buyer

14.3.              Bargaining Power of Supplier

14.4.              Threat of New Entrants

14.5.              Threat of Substitutes

15.  SWOT Analysis

15.1.              Strengths

15.2.              Weaknesses

15.3.              Opportunities

15.4.              Threats

16.  Competitive Landscape

16.1.              Company Profiles

16.1.1.  Allianz SE

16.1.1.1.      Company Details

16.1.1.2.      Product & Services

16.1.1.3.      Financials (As Reported)

16.1.1.4.      Key Market Focus & Geographical Presence

16.1.1.5.      Recent Developments

16.1.1.6.      Key Management Personnel

16.1.2.  American Express Company

16.1.2.1.      Company Details

16.1.2.2.      Product & Services

16.1.2.3.      Financials (As Reported)

16.1.2.4.      Key Market Focus & Geographical Presence

16.1.2.5.      Recent Developments

16.1.2.6.      Key Management Personnel

16.1.3.  AXA SA

16.1.3.1.      Company Details

16.1.3.2.      Product & Services

16.1.3.3.      Financials (As Reported)

16.1.3.4.      Key Market Focus & Geographical Presence

16.1.3.5.      Recent Developments

16.1.3.6.      Key Management Personnel

16.1.4.  Assicurazioni Generali S.p.A.

16.1.4.1.      Company Details

16.1.4.2.      Product & Services

16.1.4.3.      Financials (As Reported)

16.1.4.4.      Key Market Focus & Geographical Presence

16.1.4.5.      Recent Developments

16.1.4.6.      Key Management Personnel

16.1.5.  Insure & Go Insurance Services Limited

16.1.5.1.      Company Details

16.1.5.2.      Product & Services

16.1.5.3.      Financials (As Reported)

16.1.5.4.      Key Market Focus & Geographical Presence

16.1.5.5.      Recent Developments

16.1.5.6.      Key Management Personnel

16.1.6.  Seven Corners Inc.

16.1.6.1.      Company Details

16.1.6.2.      Product & Services

16.1.6.3.      Financials (As Reported)

16.1.6.4.      Key Market Focus & Geographical Presence

16.1.6.5.      Recent Developments

16.1.6.6.      Key Management Personnel

16.1.7.  Zurich Insurance Company Ltd

16.1.7.1.      Company Details

16.1.7.2.      Product & Services

16.1.7.3.      Financials (As Reported)

16.1.7.4.      Key Market Focus & Geographical Presence

16.1.7.5.      Recent Developments

16.1.7.6.      Key Management Personnel

16.1.8.  Crum & Forster Holdings Corp.

16.1.8.1.      Company Details

16.1.8.2.      Product & Services

16.1.8.3.      Financials (As Reported)

16.1.8.4.      Key Market Focus & Geographical Presence

16.1.8.5.      Recent Developments

16.1.8.6.      Key Management Personnel

16.1.9.  USI Insurance Services, LLC

16.1.9.1.      Company Details

16.1.9.2.      Product & Services

16.1.9.3.      Financials (As Reported)

16.1.9.4.      Key Market Focus & Geographical Presence

16.1.9.5.      Recent Developments

16.1.9.6.      Key Management Personnel

16.1.10.                American International Group, Inc.

16.1.10.1.    Company Details

16.1.10.2.    Product & Services

16.1.10.3.    Financials (As Reported)

16.1.10.4.    Key Market Focus & Geographical Presence

16.1.10.5.    Recent Developments

16.1.10.6.    Key Management Personnel

17.  Strategic Recommendations/Action Plan

17.1.              Key Focus Areas

17.2.              Target Regions & Countries

17.3.              Target Coverage Type

17.4.               Target End User

18.   About Us & Disclaimer

Figures and Tables

Frequently asked questions

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The cost and terms of a plan differ since travel insurance is not a one-size-fits-all product. It is helpful to comprehend price principles to plan a purchase of travel insurance.

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The benefits of international travel insurance include protection against losses during travel. Loss of checked baggage, loss of a passport, and other losses are some of the catastrophes covered by travel insurance. Offering protection against these losses, it pays the traveller for any additional costs incurred due to these losses.

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Most travel insurance policies include coverage for lost, damaged, or stolen luggage, medical emergencies, trip cancellations, interruption, and delays.

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The top 10 travel insurance providers are Allianz SE, American Express Company, American International Group, Inc., AXA SA, Assicurazioni Generali S.p.A., Insure & Go Insurance Services Limited, Seven Corners Inc., Crum & Forster Holdings Corp. USI Insurance Services, LLC, and Zurich Insurance Company Ltd.

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Srishti Verma

Business Consultant
Press Release

Travel Insurance Market to be Dominated by North America through 2028

Nov, 2022

The increasing availability of travel insurance packages on online platforms and the growing number of business travelers are the leading factors driving the global travel insurance market during the