1. Introduction
1.1.
Product Overview
1.2. Key Highlights of the Report
1.3.
Market Coverage
1.4.
Market Segments Covered
1.5.
Research Tenure Considered
2. Research Methodology
2.1. Objective of the
Study
2.2. Baseline Methodology
2.3. Key Industry
Partners
2.4. Major Association
and Secondary Sources
2.5. Forecasting
Methodology
2.6. Data Triangulation
& Validation
2.7. Assumptions and
Limitations
3. Executive Summary
3.1. Market Overview
3.2. Market Forecast
3.3. Key Regions
3.4. Key Segments
4. Voice of Customer Analysis (B2C
Model Analysis)
4.1. Sample Size Determination
4.2. Respondent Demographics
4.2.1. By Gender
4.2.2. By Age
4.2.3. By Occupation
4.3. Most Important Factors Determining Usage for Credit Card
Users
4.4. Factors Influencing Credit Card Adoption in India
4.5. Leading Credit Card Companies in Terms of Customer
Service
4.6. Frequency of Review of Credit Score by Credit Card Users
4.7. Purpose of Using Credit Card
4.8. Readiness to Increase Credit Limit
5. India Credit Card Market
Outlook
5.1. Market Size & Forecast
5.1.1. By Volume
5.2. Market Share & Forecast
5.2.1. By Type Market Share Analysis (General Purpose &
Private Label)
5.2.2. By Service Providing
Company Market Share Analysis (Visa, Mastercard, RuPay & Others)
5.2.3. By Credit Score Market
Share Analysis (300 – 500, 501 – 700, 701 – 850 and Above 851)
5.2.4. By Credit Limit Market
Share Analysis (Upto 25 K, 25-50K, 51k-2L & 2-5L)
5.2.5. By Card Type Market Share
Analysis (Base, Signature and Platinum)
5.2.6. By Benefits Market Share
Analysis (Cashback & Voucher)
5.2.7. By Regional Market Share
Analysis
5.2.7.1.
North Market Share Analysis
5.2.7.2.
West Market Share Analysis
5.2.7.3.
South Market Share Analysis
5.2.7.4.
East Market Share Analysis
5.2.8. By Company Market Share Analysis
5.3.
India Credit Card Market Mapping & Opportunity
Assessment
5.3.1. By Type Market Mapping &
Opportunity Assessment
5.3.2. By Service Providing Company Market Mapping & Opportunity Assessment
5.3.3. By Credit Score Market Mapping & Opportunity Assessment
5.3.4. By Card Type Market Mapping & Opportunity Assessment
5.3.5. By Benefits Market Mapping & Opportunity Assessment
5.3.6. By Regional Market Mapping & Opportunity Assessment
6.
West India Credit
Card Market Outlook
6.1. Market Size & Forecast
6.1.1. By Volume
6.2. Market Share & Forecast
6.2.1. By Service Providing Company Market Share Analysis
6.2.2. By Credit Score Market Share Analysis
6.2.3. By Credit Limit Market Share Analysis
6.2.4. By Card Type Distribution Channel Market Share Analysis
7. South India Credit
Card Market Outlook
7.1. Market Size & Forecast
7.1.1. By Volume
7.2. Market Share & Forecast
7.2.1. By Service Providing Company Market Share
Analysis
7.2.2. By Credit Score Market Share Analysis
7.2.3. By Credit Limit Market Share Analysis
7.2.4. By Card Type Distribution Channel Market Share Analysis
8. North India Credit
Card Market Outlook
8.1. Market Size & Forecast
8.1.1. By Volume
8.2. Market Share & Forecast
8.2.1. By Service Providing Company Market Share
Analysis
8.2.2. By Credit Score Market Share Analysis
8.2.3. By Credit Limit Market Share Analysis
8.2.4. By Card Type Distribution Channel Market Share Analysis
9. East India Credit
Card Market Outlook
9.1. Market Size & Forecast
9.1.1. By Volume
9.2. Market Share & Forecast
9.2.1. By Service Providing Company Market Share
Analysis
9.2.2. By Credit Score Market Share Analysis
9.2.3. By Credit Limit Market Share Analysis
9.2.4. By Card Type Distribution Channel Market Share Analysis
10. Market Dynamics
10.1.
Drivers
10.1.1. Increasing Adoption of Cashless Transactions
10.1.2. Attractive Offers on Usage of Credit Cards
10.1.3. Rising Acceptance of Credit Cards
10.2.
Challenges
10.2.1. Credit Card Payment
Defaults
10.2.2. High Interest and
Charges
11. Impact of COVID-19
on India Credit Card Market
11.1.
Impact Assessment Model
11.1.1. Key Segments
Impacted
11.1.2. Key Regions Impacted
12. Market Trends & Developments
12.1.
Increasing
Penetration of Co-Branded Cards
12.2.
Increasing Security
12.3.
Adoption of 5G
12.4.
Digital India
Initiative
12.5.
Rising Contactless
Payments
13. Porter’s Five Forces Model
13.1.
Competition Rivalry
13.2.
Bargaining Power of Buyers
13.3.
Bargaining Power of Suppliers
13.4.
Threat of New Entrants
13.5.
Threat of Substitutes
14. SWOT Analysis
14.1.
Strengths
14.2.
Weaknesses
14.3.
Opportunities
14.4.
Threats
15. Policy &
Regulatory Landscape
16. India
Economic Profile
17. Competitive
Landscape
17.1.
Company Profiles
17.1.1.
HDFC Bank Limited
17.1.1.1.
Company Details
17.1.1.2.
Product & Services
17.1.1.3.
Financials (As Reported)
17.1.1.4.
Digital Banking Services
17.1.1.5.
Key market Focus & Geographical Presence
17.1.1.6.
Recent Developments
17.1.1.7.
Key Management Personnel
17.1.2.
SBI Cards and Payment Services Limited
17.1.2.1.
Company Details
17.1.2.2.
Product & Services
17.1.2.3.
Financials (As Reported)
17.1.2.4.
Digital Banking Services
17.1.2.5.
Key market Focus & Geographical Presence
17.1.2.6.
Recent Developments
17.1.2.7.
Key Management Personnel
17.1.3.
ICICI Bank Limited
17.1.3.1.
Company Details
17.1.3.2.
Product & Services
17.1.3.3.
Financials (As Reported)
17.1.3.4.
Digital Banking Services
17.1.3.5.
Key market Focus & Geographical Presence
17.1.3.6.
Recent Developments
17.1.3.7.
Key Management Personnel
17.1.4.
Axis Bank Limited
17.1.4.1.
Company Details
17.1.4.2.
Product & Services
17.1.4.3.
Financials (As Reported)
17.1.4.4.
Digital Banking Services
17.1.4.5.
Key market Focus & Geographical Presence
17.1.4.6.
Recent Developments
17.1.4.7.
Key Management Personnel
17.1.5.
Citibank India
17.1.5.1.
Company Details
17.1.5.2.
Product & Services
17.1.5.3.
Financials (As Reported)
17.1.5.4.
Digital Banking Services
17.1.5.5.
Key market Focus & Geographical Presence
17.1.5.6.
Recent Developments
17.1.5.7.
Key Management Personnel
17.1.6.
Bank
of Baroda
17.1.6.1.
Company Details
17.1.6.2.
Product & Services
17.1.6.3.
Financials (As Reported)
17.1.6.4.
Digital Banking Services
17.1.6.5.
Key market Focus & Geographical Presence
17.1.6.6.
Recent Developments
17.1.6.7.
Key Management Personnel
17.1.7.
RBL Bank Ltd.
17.1.7.1.
Company Details
17.1.7.2.
Product & Services
17.1.7.3.
Financials (As Reported)
17.1.7.4.
Digital Banking Services
17.1.7.5.
Key market Focus & Geographical Presence
17.1.7.6.
Recent Developments
17.1.7.7.
Key Management Personnel
17.1.8.
Kotak Mahindra Bank Limited
17.1.8.1.
Company Details
17.1.8.2.
Product & Services
17.1.8.3.
Financials (As Reported)
17.1.8.4.
Digital Banking Services
17.1.8.5.
Key market Focus & Geographical Presence
17.1.8.6.
Recent Developments
17.1.8.7.
Key Management Personnel
17.1.9.
Punjab
National Bank
17.1.9.1.
Company Details
17.1.9.2.
Product & Services
17.1.9.3.
Financials (As Reported)
17.1.9.4.
Digital Banking Services
17.1.9.5.
Key market Focus & Geographical Presence
17.1.9.6.
Recent Developments
17.1.9.7.
Key Management Personnel
17.1.10.
IndusInd Bank
17.1.10.1.
Company Details
17.1.10.2.
Product & Services
17.1.10.3.
Financials (As Reported)
17.1.10.4.
Digital Banking Services
17.1.10.5.
Key market Focus & Geographical Presence
17.1.10.6.
Recent Developments
17.1.10.7. Key
Management Personnel
18. Strategic Recommendations/Action Plan
18.1.
Key Focus Areas
18.1.1. Target Region
18.1.2. Target Type
18.1.3. Target Credit Limit
19. About Us & Disclaimer